Project your savings growth, measure the impact of recurring deposits and see what time could do for your money.
Your projection
Adjust every assumption. Your results and chart update instantly.
Indicative projection with a constant return, before tax and fees.
Understand the calculation
With compound interest, your gains start producing gains of their own. The longer the timeline, the more meaningful this cumulative effect becomes.
Unlike simple interest, which only applies to the starting amount, compound interest applies to both your capital and previously earned returns.
Starting earlier can therefore matter more than making a much larger savings effort later.
Adding money monthly or quarterly steadily increases the base that can earn a return.
The simulator always separates the amount you contributed from the growth it generated.
A future amount will not buy the same things it buys today. The inflation option converts the ending balance into today's purchasing power for a fairer comparison.
FAQ
The essentials to know before interpreting your projection.
Simple interest is calculated only on the initial principal. Compound interest is calculated on both the principal and the interest already earned.
Use a cautious assumption suited to your savings plan. Historical performance never guarantees future returns, so compare several scenarios instead of relying on one rate.
No. Results are before tax and fees. You can lower the annual rate to approximate their impact.
Inflation reduces future purchasing power. Real value shows what the ending balance could represent in today's money.
No. This projection illustrates a constant scenario. Actual returns vary and the result is not personalised financial advice.